Struggling with low credit or unverifiable income? Continually rejected by banks and traditional lenders? Discover how Capital Funding’s Hard Money Loan Program is perfect for real estate investors who don’t qualify for traditional financing! In this video, we explain how hard money loans work, our loan-to-value ratios, and what you need to close—even if you’re a foreign national or have a credit score as low as 550!
💡 What You’ll Learn in This Video: Why Hard Money Loans Are Perfect for Non-Qualifying Investors: Banks deny loans for low credit, high utilization, or unverifiable income. We focus on the property’s value, not your credit or income, offering a path forward with asset-based financing.
How Does a Hard Money Loan Work? Our short-term bridge loans fund 60-65% of the property value, closing in as little as 3 days. Use them to acquire, renovate, or stabilize investment properties, then refinance or sell for profit.
Real-Life Example: An investor with a 550 credit score and no verifiable income wants to flip a distressed property. Banks say “no,” but Capital Funding finances 65% of the property value, funds renovations, and gives time to lease or sell—bridging the gap to permanent financing!
🔑 Answers to Your Questions: “How does a hard money loan work?” We lend based on the property’s value, not your credit or income, for fast closings on investment properties needing renovations or short-term financing.
“How high does Capital Funding lend in the loan-to-value ratio for hard money?” Up to 60-65% LTV, even for credit scores as low as 550, with no personal income verification.
“What do I need to close?” Minimal documentation: basic property details (e.g., purchase contract, valuation), personal ID, and entity documents—no tax returns or income proof required!
💰 Ready to Fund Your Investment? Whether you’re a foreign national, have a credit score below 620, or can’t show income, Capital Funding’s Hard Money Loans offer the flexibility to buy, renovate, and stabilize properties. Speak to a Loan Officer today or APPLY NOW to close your deal in days!
Disclaimer: Terms and conditions apply. Loan approval subject to underwriting criteria. ------------------------------- Connect with Capital Funding online.
Visit our website: Subscribe to our YouTube channel: Follow us on Facebook: Follow us on Instagram: Connect with us on LinkedIn: ------------------------------- Contents of this video: 00:00 - [ Intro ] 00:09 - [ Why investors should use an asset-based hard money loan ] 00:28 - [ Low credit? No problem. Hard money financing options ] 01:09 - [ Benefits of hard money loans
Read More
By: Capital Funding Title: Hard Money Loans: Your Lifesaver When Banks Say NO! | Capital Funding Sourced From: www.youtube.com/watch?v=_JUpOKFTSlc
