In this video, Scott from Goat Funding Group breaks down the real differences between bank loans, hard money, and DSCR financing for real estate investors. He explains why the real question is not just the cost of money — it’s whether the money is actually available in time to close the deal.
Scott covers:
bank loans vs hard money vs DSCR down payment differences credit and underwriting requirements ARV-based lending why speed matters in investment deals when paying a little more can still make you more profit
If you buy investment properties, flips, or time-sensitive deals, this is a must-watch.
is an acronym for “The Greatest of All Time” and is not a title that is easily given out.
The principals of G.O.A.T. Funding Group have purchased, rehabbed and financed over 7,500 homes which includes over 4,000 asset-based, hard money loans totally in access of $1 billion in transactions.
Being Real Estate and Title Attorneys, Investors, Rehabbers, Lenders and much more, we have over 40 years of combined experience in every aspect of the transaction. This includes all aspects of the acquisition process, to hands-on rehabs of all sizes, on all price ranges of properties, to all types of exit strategies including wholesale and retail sales, owner finance sales and leasing.
As investors ourselves, we walk the walk and talk the talk every day. Our number one priority is your success. We provide you our guidance and share our expertise with you every step of the way to help ensure your financial success.
Visit us at www.GoatFundingGroup.com to learn more about our services.
Follow us on TikTok and Instagram : @GoatFundingGroup
Timestamps: 0:00 Intro: Bank Financing vs Hard Money vs DSCR 0:29 It’s About Availability, Not Just Cost 1:08 Why Speed Matters in Investor Deals 1:35 Bank Loans: Cheaper but More Cash Required 2:00 Hard Money and ARV-Based Lending 2:20 DSCR Loans and Down Payment Requirements 2:35 Credit, Underwriting, and Debt-Service Standards 3:32 Why Hard Money Fills a Necessary Role 4:01 How Goat Funding Structures Its Loans 4:24 Why Hard Money Can Close Faster 4:43 Hard Money Is for Short-Term Use 5:07 Stop Obsessing Over Rate Alone 6:06 The $1,000 Cost vs $10,000 Profit Example 6:47 How to Prepare Your Financing Before the Contract 7:26 Final Thoughts
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By: Goat Funding Group Title: Cheap Money Can Cost You the Deal - Bank vs Hard Money vs DSCR Sourced From: www.youtube.com/watch?v=JtNjwtXgK4w
