Can you really get a real estate investment loan with no appraisal and no credit check? In this video, Jason from Hard Money Bankers explains the truth behind these claims and what private and hard money lenders actually look for when funding deals.
With over 20 years of lending experience and 4,000+ loans funded, Jason explains how private lenders evaluate deals without traditional appraisals, why minimum credit scores aren’t always required, and how risk is managed through strong collateral and lower loan-to-value ratios.
In this video, you’ll learn:
- What “no appraisal” and “no credit” really mean in hard money lending
- How private lenders value deals without full appraisals
- How the 4 C’s of underwriting work
- Typical LTVs, down payments, and funding structures
- Why hard money loans close faster than bank loans
- When hard money financing makes sense vs. bank loans
This video is especially helpful for fix and flip investors, real estate investors with imperfect credit, and anyone who needs a fast, flexible lending solution without the delays of traditional banks.
ABOUT OUR CHANNEL
HARD MONEY BANKERS is a full service and self-funded private/hard money lending company providing fast and flexible financing for residential and commercial investment real estate deals. We are currently lending in Maryland, Washington DC, Virginia, Pennsylvania, New Jersey, Delaware and North Carolina.
Hard money lending, private money lending, private real estate loans, private money, private money loans, hard money loans, bridge loans, bridge lending, commercial loans, commercial bridge loans, commercial private money, commercial mortgages, hard money lenders, private money lenders, real estate investing, real estate loans, real estate lending, real estate investors, flipping.
Our mission is to make the hard money process as smooth and fast as possible while maintaining the highest level of honesty and professionalism. The terms and structures of our loans are extremely flexible. We don’t dictate stringent lending guidelines because we believe every deal is different and can be profitable if structured properly. In fact, if you need help with a deal you’re working on, feel free to contact us – we will offer our knowledge and expertise to assist you in turning your next real estate transaction into a winning hard money deal.
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By: Hard Money Bankers
Title: Can you get a hard money loan with no credit and no appraisal?
Sourced From: www.youtube.com/watch?v=c2gN1HZeOk0
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