In this video, I reveal how you can secure a hard money loan without making a single monthly interest payment.
While most lenders require monthly debt service, I explain how to roll your interest and fees directly into the loan by purchasing at 74% of the After Repaired Value (ARV).
I break down the exact math, showing how your purchase price, rehab budget, and title fees must align to achieve zero cash to close.
I also demonstrate our advanced deal analysis tool that calculates these metrics for you, ensuring your deal is profitable before you buy.
Watch to learn how to eliminate monthly payments and maximize your returns.
===================================== Timestamps: 00:00 – Intro 00:30 – The "74% Rule" Explained (ARV Formula) 01:21 – The Math: Calculating Purchase, Rehab & Fees 01:50 – How to Achieve $0 Cash to Close 02:30 – Using Advanced Deal Analysis Tools 03:55 – Estimating Net Profit on a "No Payment" Deal 04:19 – Two Critical Requirements for No-Payment Loans 05:11 – Troubleshooting: What if the Numbers Don't Work? 05:25 – Conclusion: Partnering & Creative Financing Options
===================================== Disclaimer
Some names and specific details in this video have been changed or are composite examples created for educational purposes. Individual results vary based on market conditions, experience, deal quality, and other factors. Past performance does not guarantee future results. This content is for educational purposes only and should not be considered financial or investment advice.
===================================== About The Investor's Edge
Welcome to the official YouTube channel for The Investor's Edge, your ultimate partner in achieving financial freedom through real estate investing. We are the only "One-Stop-Shop" in the industry that combines proprietary software, expert coaching, and in-house financing to help you Fix & flip houses with confidence.
Whether you are a beginner looking for your first deal or a pro scaling your business, our proven 7-Step System eliminates the biggest barrier to entry: capital. We specialize in 100% Financing and Hard Money Loans that cover both the purchase price and repair costs, allowing qualified investors to close fix and flip deals with Zero Cash-to-Close.
Our channel provides actionable tips on how to leverage our Real Estate Investing Software to find hidden opportunities for Fix & flip. Learn how to use our "Quick List" filters to locate motivated sellers, from pre-foreclosures and zombie properties to tired landlords. We show you how to utilize built-in Skip Tracing, Direct Mail Marketing, and our Advanced Deal Analysis calculators to ensure your numbers work before you make an offer.
With The Investor’s Edge, you gain access to accurate After Repair Value (ARV) data, a precise Rehab Estimator to budget your renovation costs, and instant Proof of Funds letters to get your offers accepted. Backed by an A+ BBB Rating, a 4.8-star Google rating, and over $47,000 in median student profit per deal, we are dedicated to helping you build wealth.
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By: Ryan G. Wright - The Investor's Edge Title: How to get a Hard Money Loan with NO Monthly Payments Sourced From: www.youtube.com/watch?v=7jMKykkDORc
