Are you offering 100% financing as a private lender? In this episode of the Private Lenders Podcast, Jason and Chris explain why that approach can put your capital at risk—and how to structure smarter, win-win deals instead.
Learn how to balance protecting your principal while still closing deals, using the right LTV, loan terms, and borrower expectations.
🔑 What You’ll Learn: - Why 100% financing is risky - Day 1 LTV vs. ARV (and why it matters) - The importance of monthly payments + upfront points - How to structure win-win loan terms - Simple scripts to negotiate better deals
ABOUT OUR CHANNEL Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in daily with videos related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered.
