"1-on-1 with Jay Conner: How This Investor Raised $2M in 90 Days Without Banks or Credit"
If you’re a real estate investor—or an aspiring one—chances are you’ve run up against the biggest hurdle in the game: funding your deals. Traditional bank loans can be restrictive, slow, and, as Jay Conner discovered in 2009, suddenly unavailable. But what if there was a way to fund your real estate deals without banks, hard money lenders, or credit checks, and keep all the profit for yourself?
That’s the secret Jay Conner, now known nationwide as the Private Money Authority, shared on a recent episode of “Investor One on One” with Or Sapir. Jay’s story isn’t just inspiring—it’s a masterclass in creative real estate financing and a roadmap for investors looking to access private capital.
From Bank Rejection to a Private Money Breakthrough Jay’s journey began in small-town North Carolina, flipping houses the traditional way by relying on the local bank for funding. “I closed my first six years’ worth of deals with unsecured bank credit,” he admits. But like so many investors during the 2008-2009 financial meltdown, he found himself abruptly cut off from his bank—no warning, no recourse.
Shocked and frustrated, Jay did what any true entrepreneur does: he turned his problem into an opportunity. He reached out to a friend who introduced him to the concept of private money—capital provided by individuals, not institutions, who want to earn higher returns by funding real estate deals.
Jay dove in, learned everything he could, and attended his first seminar. The result? He raised over $2 million in private capital in just 90 days. That move not only saved his career, it launched him as a leader in teaching others how to use private funds to fuel their real estate ambitions.
Private Money vs. Hard Money: What’s the Difference? As Jay explains, private money comes directly from individuals (think: people in your own network who have retirement accounts or extra savings) rather than institutions or hard money lenders. It’s not a JV partnership; the private lender acts as the bank, secured by a mortgage or deed of trust, while you, the investor, retain full ownership.
How to Raise Private Money Without Begging or Chasing One of the biggest myths Jay busts is that private lenders are hard to find or only fund experienced investors. His approach? Don’t chase. Don’t beg. Don’t sell. Don’t persuade. Instead, become a teacher. Jay wears his “private money teacher” hat and simply educates people in his circle about the opportunity to earn stable, above-market returns by becoming a lender for his deals.
His key strategies include: Teaching (not pitching) the basics of private lending Explaining how their investment is protected (collateral, insurance, title, etc.) Laying out the program terms with total transparency Building trust by keeping deal discussions separate from the initial introduction
Timestamps: 00:01 Private Money Expert: Jay Connor 04:41 Secretive House Sale 07:06 Bank Cutoff's Life-Changing Impact 10:02 Discovering Alternative Funding Options 14:49 Self-Directed IRA Investment Pitch 19:02 Private Lender as Mortgagee Policy 23:13 Real Estate Discount Buying Strategy 24:13 Real Estate Investment Strategy 27:37 Real Estate Investment Referral Pitch 33:41 Real Estate Investment Strategies 36:37 Abundance of Private Money 39:50 Pre-Listing Strategy: 'Coming Soon' 43:02 Offering Financial Opportunities, Not Begging 45:33 Value of Experienced Mentorship 47:59 Health and Real Estate Transformation
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Have you read Jay’s new book, Where to Get the Money Now? It is available FREE (all you pay is the shipping and handling) at
What is Private Money? Real Estate Investing with Jay Conner
Jay Conner is a proven real estate investment leader. Without using his own money or credit, Jay maximizes creative methods to buy and sell properties with profits averaging $86,000 per deal.
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By: Invest in Real Estate Profitably #shorts Title: Cracking the Private Money Code: Jay Conner’s Secrets to Real Estate Funding Success Sourced From: www.youtube.com/watch?v=nI04StH5TYg
