Business funding is one of the most misunderstood topics for entrepreneurs, business buyers, and real estate investors.
In this episode of The Alex Hays Podcast, Alex sits down with Bruce Haber, Managing Member of Creative Funding Group, LLC, to break down how business financing actually works, what lenders look for before approving a loan, and how owners can position themselves to become fundable.
Bruce brings more than 27 years of experience helping business owners, investors, developers, and entrepreneurs secure capital through banks, private lenders, SBA programs, bridge loans, commercial real estate financing, and specialty lending structures.
In this conversation you'll learn:
✅ What lenders really evaluate before approving funding ✅ Why many business owners are unknowingly unfundable ✅ The biggest mistakes entrepreneurs make when seeking capital ✅ How private credit is changing the lending landscape ✅ SBA 7(a) vs SBA 504 loans explained ✅ How commercial real estate financing works ✅ Why cash flow, receivables, inventory, and debt matter ✅ What lenders look for in acquisition financing ✅ How to prepare your business before applying for funding ✅ The role of bridge loans and private lending
Whether you're buying a business, growing a company, raising capital, acquiring real estate, or preparing for an SBA loan, this episode provides practical insights that can help you navigate today's lending environment.
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Topics Covered
Business funding, business financing, capital raising, commercial lending, SBA loans, SBA 7a loan, SBA 504 loan, private credit, private lending, bridge loans, business acquisition financing, commercial real estate financing, debt financing, lender requirements, underwriting, working capital, business growth strategy, entrepreneurship, real estate investing, capital structure, acquisition financing, small business funding, financial due diligence, scaling a business, founder led businesses.
Chapters
00:00 Introduction to Bruce Haber 02:00 Bruce's Background and Journey into Lending 05:00 How Business Financing Really Works 10:00 What Makes a Business Fundable 18:00 Common Lending Mistakes Business Owners Make 29:00 Commercial Real Estate Financing Explained 38:00 Capital Structure and Lending Strategy 47:00 SBA 7(a) vs SBA 504 Loans 58:00 How Long Funding Actually Takes 1:04:00 Best Business Advice Bruce Ever Received 1:12:00 How to Contact Bruce
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By: The Alex Hays Title: What Every Business Owner Must Know About Capital and Lending Sourced From: www.youtube.com/watch?v=CllcJVKWvh8
