Learn how to get a hard money loan step-by-step for real estate investing or a house flip.
If you're working on a deal right now, you can apply below and get a real quote in minutes.
In this video, Ryan Zomorodi walks through a real hard money loan application and shows you how to get funding for your deals.
👇 Follow along with the application from the video:
🚨 Get Your Hard Money Loan Quote in 3–5 Minutes (No Obligation): 👉
It's the same hard money application in the video.
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From this video, you’ll understand how to get a hard money loan for real estate investing and fund fix and flip deals without relying on banks.
Hard money loans are one of the most powerful tools investors use to buy properties — especially distressed homes that don’t qualify for conventional financing.
A hard money loan is a short-term loan used by real estate investors to purchase and renovate properties. Unlike traditional lenders, hard money lenders focus primarily on the deal itself, not just your income or credit.
They evaluate purchase price, rehab costs, after repair value (ARV), and overall deal profitability.
This means you can still qualify even if you don’t have perfect credit — as long as the deal makes sense.
In this video, you’ll see a real deal breakdown, including: ✅ How to fill out a loan application ✅ What numbers to include ✅ How lenders analyze your deal ✅ How to position yourself as a serious investor
Hard money lenders allow you to move faster than traditional financing, helping you secure more deals and scale your business.
At the end of the video, you’ll also learn how to get a Proof of Funds letter, which can help you submit stronger offers and stand out to sellers.
If you’ve been looking for a way to fund your deals, flip houses, and grow your real estate investing business faster, this is the exact process you need to follow.
Ryan has personally borrowed millions in hard money and private capital to fund deals across multiple states and has built a $10M+ rental portfolio generating $500K+/year in passive income.
TIMESTAMPS: 0:00 - Introduction: How to Fund Real Estate Deals with Hard Money Loans 1:03 - What Is a Hard Money Loan? 2:50 - Step-by-Step Hard Money Loan Application Process 3:20 - Analyzing a Fix and Flip Deal (Property Breakdown & ARV) 4:20 - Choosing the Right Hard Money Loan (Fix & Flip vs Rental) 7:15 - Setting Up an LLC for Real Estate Investing 9:19 - How Lenders Evaluate Deals (Credit, Purchase Price, Rehab Costs) 11:16 - Understanding ARV, Loan-to-Cost (LTC) & Loan-to-Value (LTV) 13:17 - Hard Money Loan Rates, Terms & Leverage Explained 16:06 - Loan Estimate Breakdown + Monthly Payments 16:20 - How to Get a Proof of Funds Letter for Real Estate Offers 16:59 - Final Steps to Get Approved for a Hard Money Loan
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📝 Disclaimer: This video is for educational and informational purposes only and should not be considered financial, legal, or investment advice. Loan terms, interest rates, fees, and approval are not guaranteed and will vary based on individual qualifications, credit profile, experience, and the specific real estate deal. Always perform your own due diligence and consult with licensed professionals before making any investment or financing decisions.
Some links in this description may be affiliate links, which means we may earn a commission if you choose to use them at no additional cost to you.
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By: Real Estate Skills Title: How To Get A Hard Money Loan In 2026! Sourced From: www.youtube.com/watch?v=Ta4PeGL5C3g
